Total Loss Settlement 2026: Why the First Offer Is Never Final, How Insurers Undervalue Your Car, and the Exact Steps to Get More
Quick Answer If your car was just declared a total loss, you are probably staring at a settlement offer that feels too low to replace what you lost. Here is the verified truth: the first offer is built on an algorithm, and that algorithm has a track record of undervaluing vehicles. State Farm agreed to…