Penalty for Not Having Workers Compensation Insurance 2026: State-by-State Fines, Criminal Charges, and What Injured Workers Can Recover
If your employer didn’t have workers compensation insurance when you got hurt, the penalty they face doesn’t automatically put money in your pocket. The system is designed to punish the employer and, in some states, route your medical bills and lost wages through a special fund. But the rules are state-specific, and the dollar amounts…