Bank of America Lawsuit 2026: ATM Fee Settlement Deadline Passed, Epstein Case Closed
Quick Answer
- Bank of America settled two major lawsuits in 2026: a $2.25 million ATM fee case and a $72.5 million Epstein-related case.
- The ATM fee settlement claim deadline was June 29, 2026. The Epstein settlement claim deadline was June 12, 2026.
- Both claim windows have closed. Final approval hearing for the ATM settlement is August 21, 2026.
If you’re searching for “Bank of America lawsuit” in September 2026, you’re probably wondering if there’s still time to claim money. The direct answer: both major settlement claim deadlines have passed.
Bank of America agreed to pay $2.25 million to settle a class action over double-charged ATM fees at 7-Eleven locations . The bank also agreed to pay $72.5 million to settle claims that it facilitated Jeffrey Epstein’s sex trafficking operation .
The ATM settlement affects current and former customers who were charged twice for a single balance inquiry. The Epstein settlement covers survivors of Epstein’s abuse.
Here’s what you need to know about each case, who qualified, and what happens next. One surprising detail: current Bank of America account holders didn’t need to file a claim at all.
The Facts
| Case | ATM Fee Settlement | Epstein Accuser Settlement |
|---|---|---|
| Status | Settlement approved pending final hearing | Preliminary approval granted |
| Fund Size | $2.25 million | $72.5 million |
| Est. Per Person | Pro rata share, amount not yet determined | Not yet determined |
| Claim Deadline | June 29, 2026 (passed) | June 12, 2026 (passed) |
| Administrator | Kroll Settlement Administration | Not yet confirmed |
| Proof Needed | Class member ID from notice | Check official settlement site |
Is the Bank of America lawsuit settlement real or a scam?
The Bank of America lawsuit settlements are real. Both the ATM fee case and the Epstein accuser case are verified federal court matters with documented settlements.
The ATM fee settlement stems from a 2019 lawsuit filed in California. It accused Bank of America of charging customers two out-of-network fees for a single balance inquiry at FCTI-owned ATMs inside 7-Eleven stores .
The Epstein settlement was filed in October 2025 by a woman using the pseudonym Jane Doe. She accused the bank of ignoring suspicious financial transactions related to Epstein despite having information about his crimes .
If you received a text, email, or social media message promising money from a “Bank of America settlement” and you never used a 7-Eleven ATM or have no connection to the Epstein case, that’s likely a scam.
How much money can you get from the Bank of America ATM settlement?
The exact payout amount from the Bank of America ATM settlement is not yet determined. Settlement class members will receive an equal share of the $2.25 million fund after legal fees and administrative costs are deducted.
Here’s what we know:
| Factor | Details |
|---|---|
| Total fund | $2.25 million |
| Payment type | Pro rata (equal share) |
| Number of claimants | Not disclosed in court records |
| Individual payout | Not yet determined |
The settlement doesn’t list how many people may be eligible. Court records note the settlement class is “so numerous” that individual notice wasn’t feasible .
Payments will vary based on how many current account holders were affected and how many former account holders filed valid claims. Current account holders receive relief automatically without filing .
If you’re a former account holder who filed a claim by June 29, 2026, you’ll receive your share after the final approval hearing. That hearing is scheduled for August 21, 2026 .
How much is the Epstein accuser settlement with Bank of America?
The Epstein accuser settlement with Bank of America is $72.5 million. That’s the total fund amount agreed to in March 2026.
The settlement requires approval from U.S. District Judge Jed Rakoff in Manhattan. A hearing was scheduled for April 2, 2026, to consider approving the deal .
Plaintiffs’ lawyers may seek up to 30 percent of the settlement, or about $21.8 million, for legal fees . That would leave approximately $50.7 million for class members, minus administrative costs.
Not yet determined: Individual payout amounts. The court hasn’t approved a distribution plan yet.
The settlement covers women who were sexually abused or trafficked by Epstein and his associates between June 30, 2008, and July 6, 2019 . Claims were due by June 12, 2026, according to attorneys representing survivors.
Key Takeaway: The ATM settlement fund is $2.25 million with pro rata payments. The Epstein settlement fund is $72.5 million with individual amounts still pending.
Reality Check
No one will text you settlement money first. Both Bank of America settlement claim deadlines have passed. Filing for the ATM settlement is no longer possible, and neither is filing for the Epstein settlement. If someone contacts you promising payment from either case, they’re running a scam.
Who qualified for the Bank of America ATM settlement?
You may have qualified for the Bank of America ATM settlement if you were double-charged a balance inquiry fee at a 7-Eleven ATM between May 1, 2018, and November 16, 2021.
Eligibility requirements:
- You were a Bank of America account holder in the United States
- You were charged more than one out-of-network balance inquiry fee during a single visit
- The ATM was owned by FCTI, Inc. and located inside a 7-Eleven store
- The double-charge occurred between May 1, 2018 and November 16, 2021
- You did not previously receive payment in Weiss v. FCTI, Inc.
Excluded from the class: Bank of America officers, directors, and employees; FCTI employees; the presiding judge and court staff; and anyone who timely requested exclusion .
If you’re not sure whether you qualified, you can call the Settlement Administrator at (833) 447-8321. But the claim deadline has passed.
Who qualified for the Epstein accuser settlement?
You may have qualified for the Epstein accuser settlement if you were sexually abused or trafficked by Jeffrey Epstein and his associates between June 30, 2008, and July 6, 2019.
The class includes women who accused Bank of America of facilitating their abuse. The lawsuit claimed the bank ignored suspicious financial transactions related to Epstein despite having information about his crimes .
The plaintiffs’ lawyers said the settlement represented the best option for their clients “given that many Class Members suffered harm many years ago and are in need of financial relief now” .
Attorneys for Epstein survivors raised alarms that many survivors, particularly those in Europe, hadn’t learned about the settlement before the June 12, 2026 deadline .
Not yet confirmed: Whether late claims will be accepted. Check the official settlement website for updates.
How do you file a claim for the Bank of America ATM settlement?
The Bank of America ATM settlement claim deadline has passed. Former account holders had until June 29, 2026, to file a claim.
Here’s how the process worked:
- Confirm you received a notice via email or postcard
- Locate your Class Member ID on the notice
- Visit the official settlement website
- Submit your claim form online by June 29, 2026
- Or mail a paper claim postmarked by June 29, 2026
Current account holders didn’t need to file anything. They receive automatic payments .
The settlement administrator is Kroll Settlement Administration. The mailing address for paper claims was: Bank of America, c/o Kroll Settlement Administration, PO Box 225391, New York, NY 10150-5391.
If you missed the deadline, you cannot file now. The window is closed.
When will Bank of America settlement payments be sent?
Bank of America settlement payments will be sent after the final approval hearing and any appeals are resolved. For the ATM settlement, that hearing is scheduled for August 21, 2026.
Expected payment timeline:
| Stage | Date |
|---|---|
| Claim deadline | June 29, 2026 (passed) |
| Opt-out deadline | July 7, 2026 (passed) |
| Final approval hearing | August 21, 2026 |
| Payment distribution | After approval, timing depends on appeals |
The appeals process can take a year or more. If no appeals are filed, payments typically go out within a few months of final approval .
For the Epstein settlement, no payment timeline has been announced. The settlement received preliminary approval in March 2026, but distribution details are still pending.
What happens next with the Bank of America settlements?
Here are the expected next stages for both Bank of America settlements:
August 21, 2026: Final approval hearing for the ATM fee settlement at 1:30 p.m.
Expected late 2026: Payment distribution for ATM settlement if no appeals are filed.
Pending: Final approval process for the Epstein accuser settlement.
Ongoing: Bank of America continues to deny wrongdoing in both cases.
The bank said in a statement about the Epstein settlement: “While we stand by our prior statements made in the filings in this case, including that Bank of America did not facilitate sex trafficking crimes, this resolution allows us to put this matter behind us and provides further closure for the plaintiffs” .
Key Takeaway: The ATM settlement final approval hearing is August 21, 2026. Payments follow after that, assuming no appeals delay the process.
Frequently Asked Questions
Is there still time to file a Bank of America ATM settlement claim?
No. The claim deadline was June 29, 2026.
The window to file has closed.
Current account holders receive automatic payments without filing.
How much will I get from the Bank of America ATM settlement?
The exact amount is not yet determined.
Payments will be an equal share of the $2.25 million fund.
The number of claimants hasn’t been disclosed.
Can I still file an Epstein accuser settlement claim?
No. The claim deadline was June 12, 2026.
Attorneys for survivors confirmed that date.
Late claims may not be eligible for compensation.
What was the Bank of America lawsuit about?
Two separate cases settled in 2026.
One involved double-charged ATM fees at 7-Eleven stores.
The other involved claims that the bank facilitated Epstein’s sex trafficking.
Who is eligible for the Bank of America ATM settlement?
Former and current account holders who were double-charged.
The double-charge had to occur between May 1, 2018, and November 16, 2021.
It had to be at an FCTI-owned ATM inside a 7-Eleven.
When will Bank of America settlement checks be mailed?
ATM settlement payments go out after the August 21, 2026 final approval hearing.
Appeals could delay payments by a year or more.
Epstein settlement payment timing is not yet announced.
Did Bank of America admit wrongdoing?
No. Bank of America denied wrongdoing in both settlements.
The bank said the ATM settlement was to “avoid ongoing litigation costs.”
The bank said the Epstein settlement lets it “put this matter behind us.”
How do I check my claim status?
For the ATM settlement, contact Kroll Settlement Administration.
Call (833) 447-8321 or check the official settlement website.
For the Epstein settlement, check the official settlement website.
What should you do if you missed the Bank of America settlement deadlines?
If you missed the deadlines, there’s nothing you can do to file now. Both claim windows have closed.
But you can protect yourself from scams. Settlement scammers target people who are searching for claim information. They promise quick payouts or ask for personal information.
Warning signs of a settlement scam:
- Someone contacts you first about money you didn’t claim
- They ask for your Social Security number or bank details
- They charge a fee to “process” your claim
- They pressure you to act immediately
Real settlements never work that way. Courts approve claims processes. Administrators handle them publicly.
If you get a suspicious message, report it to the FTC. Do not click links. Do not give out personal information.
For the ATM settlement, if you’re a current account holder, watch for automatic payments after August 21, 2026. If you’re a former account holder who filed on time, your payment will come after final approval.
The single most important date to remember: August 21, 2026. That’s when the court decides whether to approve the ATM settlement.
