Workers’ compensation claims, settlement charts, state-by-state rules, and how to find a workers’ comp lawyer.
Quick Answer If you got hurt at work in Oregon, or you’re trying to figure out whether the letter from your employer’s insurer is legitimate, here’s the direct answer. Oregon workers’ compensation is a mandatory insurance system, not a settlement fund or a class action. It pays medical care and a percentage of lost wages…
Quick Answer If you work in Washington state and got injured, you are dealing with a different system than most of the country. Washington has a monopolistic state fund. That means the state, through the Department of Labor and Industries, is the insurer. Your employer does not buy a private workers compensation policy. Your employer…
Quick Answer If you work in Arizona and got hurt on the job, or you run a business and need to understand coverage, this is the guide you need. Arizona workers compensation is a no-fault system. You do not have to prove your employer was negligent to get benefits. You have to prove the injury…
Quick Answer If you are a contractor, a business owner, or an injured worker, you have probably seen a workers compensation insurance certificate. You may have been asked to provide one. Or you may have asked someone else for one. This article explains what the certificate actually proves, what it does not prove, the state…
Quick Answer If you searched for a workers’ comp body part settlement chart, you probably want a number. What is a wrist worth? A knee? A back? The honest answer is that no single chart exists. Each state sets its own rules for how much a body part injury pays. Workers’ compensation is not like…
Quick Answer If you got hurt on the job in Texas, the first question is not how much you will get. It is whether your employer even carries workers compensation insurance. Texas is the only state that lets private employers opt out. That fact changes everything. In other states, workers compensation is automatic. In Texas,…
Quick Answer If you got hurt on the job in Philadelphia, you are likely searching for one thing: how to get your workers compensation benefits without losing weeks to paperwork, denials, or an employer who stops returning calls. A Philadelphia workers compensation attorney handles exactly that problem. These lawyers deal with denied claims, low settlement…
Quick Answer If you were hurt at work in Atlanta, you may be wondering whether you need a lawyer and what one would actually do for you. A workers compensation lawyer in Georgia handles the paperwork, fights denials, negotiates settlements, and represents you at hearings before the State Board of Workers’ Compensation. The fee rules…
Quick Answer Workers compensation insurance carriers are the companies that actually pay when you get hurt on the job. Your employer buys a policy from a carrier. That carrier then pays your medical bills, your weekly benefits, and any settlement you eventually receive. Most states require employers to carry workers compensation insurance. The carrier can…
Quick Answer Workers who need surgery after a work injury have one question above all others. What is the average workers’ comp settlement for surgery, and will surgery increase my claim value? The honest answer is that surgery usually increases settlement value, but no official average exists. The numbers you see on lawyer websites are…